BudgetHER is to ManageHER

Budget is not a crime, it is actually an investment to live a self care lifestyle

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Chileeeee I remember the days when I was making $1200 a month, right after I graduated college with a BS in psychology in 2016! Yes you read that right and honestly it was one of the best years of my life. To be honest, I was living off $1200, food stamps, free medical care and two credit cards. I was in so much debt but I was living the time of my life. How ironic, right? My two credit cards were my source of extra income so baby I was traveling, living and being free with what I had. Did I mention I had an apartment, car & I had to finance my household items + WiFi, electric, phone bills and not to mention my beauty upkeep expenses. I didn’t at the time put too much pressure on myself because I knew bills would never stop. In 2017 that was when I got my 1st break making 30k a year and I thought I made it. You could not tell me I was not on, now I could afford to take a trip and it would not be on credit, well partial tbh. 2018 and 2019 I realized the power of budgeting and saving with what I had. I learned what’s coming in has to match what was going out. Before what was going out for more than what was coming in, that’s why I was always in debt. 2020 I decided this is the year to save and take no trips, but I realized I replaced my trip money for business expenses. Still I was in debt, chilee it’s safe to say I always knew how my spending habits affected my debt but the key was to manage it. Debt is manageable is what I learned when it came to budgeting. Now in 2021, I realized in order to live free like I did in 2016, I had to make a certain amount while still managing debt. I know now not to accept the minimum but maximum what I am worth through my expenses. Tapping into my black girl luxury I’m learning budgeting is a lifestyle and it is reflected in my spending, so I’m going to spend on myself intentionally. I learned that once I understood my income and what was left, I could allocate the leftover amount to my goals and desires. Budget is not a crime, it is actually an investment to live a self care lifestyle. When you learn to work with what you have it helps manage the lifestyle you are living. Join the live 1/27/22 @8PM to learn some tips on managing your budget. Trust me, when you spend money with intention you will live an liberation lifestyle.

Cadedra Burks

Evaluation Sunday Blog

BudgetHER is to ManageHER